“A recent TransUnion report shows personal loan balances are up 31%…”
August 23, 2022
“According to the Q2 2022 TransUnion Credit Industry Insights Report, total personal loan balances have increased by 31% since last year, reaching a record total of $192 billion…”
https://www.cnbc.com/select/how-to-get-lower-interest-rate-as-personal-loan-balances-rise/
Now is not the time for loans. You want to reduce your debt as much as possible. The best position is to have available cash on hand. Also, in my opinion, the time to get a loan would be after the market crashes.