“Americans racked up $1,300 in holiday debt on average: How to get back on track in the new year”
January 1, 2021
“Use cash, not credit…
Pick a debt repayment strategy…
Consolidate balances…
Make a post-holiday budget…”
https://grow.acorns.com/2020-holiday-debt/
Those are the 4 tips. The link goes into further detail. Click the link if you want to know more. I have something important I want to say here. To some people that read this, this information might seem very basic. Well, meat and potatoes are very basic but without anything to eat you will not survive. So even if a person gets tired of meat and potatoes it will sustain them if that’s all they have.
I said all that to say this. This basic knowledge can save or make you a lot of money. Don’t take it for granted. Even professionals forget things sometimes which is why its necessary to brush up on known information whenever possible.