Personal Finance

“Nearly half of Americans think they’ll retire in debt: Here are the 5 top reasons why”

“…Nearly half, 46%, of the 2,050 people polled in a new MagnifyMoney survey think their current financial situation will force them to retire in debt. The survey included workers of all generations, from ages 18 to 75, not just those approaching retirement.… Continue Reading…

Personal Finance

“A quarter of Americans expect their financial situation to be worse in 2022. Here’s why”

“…Fully 26% believe their financial situation will get worse in 2022 and 42% believe it will stay about the same, a survey from Bankrate found. The financial website, through YouGov Plc, polled 2,450 adults Nov. 29-Dec. 1. Respondents lay the blame mostly… Continue Reading…

Personal Finance

“How making $300,000 in San Francisco can still mean you’re living paycheck-to-paycheck”

“With the median price of a home in the U.S. at $300,000, you can can achieve homeownership and the idealized middle-class lifestyle in most parts of the country making a salary just under or above six figures. In San Francisco’s… Continue Reading…

Personal Finance

How To Achieve Peace Of Mind About Money

Written by Tina Martin In 2017, a poll conducted by the American Psychological Association (APA) showed that 62 percent of Americans were dealing with stress over their finances. Unfortunately, stress is linked to a number of serious mental and physical… Continue Reading…

Personal Finance

“43% of adults say they have financially cheated on their partner”

“Have you always been financially faithful in your relationships? If the answer is no, you’re not alone. Some 43% of adults with combined finances in a relationship said they’ve committed an act of financial deception, according to a poll from… Continue Reading…

Personal Finance

“Money Smarts: Financial Tips for Teens and Young Adults”

Written By Tina Martin Learning how to manage money at a young age is an essential life skill that typically isn’t taught in schools. For the best chance at a prosperous financial future, it’s important for young people to learn… Continue Reading…

Personal Finance

“The Hidden Ways the Ultrarich Pass Wealth to Their Heirs Tax-Free”

“…Officially, gifts are taxable: If you send someone more than $15,000 per year, you’re supposed to file a separate gift tax return, with the total counting toward your $11.7 million lifetime estate-and-gift-tax exemption. (Double that for married couples.) Once you… Continue Reading…

Economy, Personal Finance

“The wealthiest 10% of Americans own a record 89% of all U.S. stocks”

“The wealthiest 10% of Americans now own 89% of all U.S. stocks, a record high that highlights the stock market’s role in increasing wealth inequality. The top 1% gained over $6.5 trillion in corporate equities and mutual fund wealth during the Covid-19… Continue Reading…

Personal Finance

Fixing Your Finances Post-Pandemic

Written By Tina Martin A recent poll found that at least half of all people living in America’s largest cities have suffered significant financial setbacks due to the COVID-19 Lockdowns. These financial setbacks include losing a job, reduced hours, or… Continue Reading…

Personal Finance

“Student debt can make buying a home feel impossible…”

“Half of people who haven’t yet purchased a home point to their student debt as a reason for the delay. That’s the finding from a new report by the National Association of Realtors, which partnered with Morning Consult to conduct an online… Continue Reading…