Cut, cut, cut the debt
March 22, 2019
A debt problem is a major problem. No matter how much a persons makes if they spend more than they take in they’ll never attain financial freedom. This is, or should be common knowledge so why are so many people in debt? I can’t answer that question but I can tell you how to avoid debt.
How can you avoid debt? The easiest way is to pay for everything in cash. Cut those credit cards up and use those green backs to your advantage. The second way is don’t use O.P.M. (Other Peoples Money) Don’t borrow. Don’t use credit. Use debit instead. Do whatever it takes to avoid owing anyone anything.
What else can you do? Cut baby cut that’s what you can do. If you have a cellphone and it’s not necessary for work? Cut! Get rid of it. Cable bill? Cut! Get rid of it. Internet? Cut! Go to the library. It’s free. What about food? Surly you have to buy that? Nope. Cut! Start a garden. Grow your own food. Or at least grow what you can. What about travel? If it’s a short distance, cut! Walk or ride a bike.
There’s so many ways to save money but people either refuse to or don’t think about obvious ways to cut spending. I only named a few ways to cut spending. Everyone knows their own situation. Brainstorm and be creative with your ideas to cut spending. You may surprise yourself with the amount of ways to cut spending you discover.