“Is your money gone before it arrives? The sad reality of American paychecks”
March 13, 2025
“…A survey of 2,000 employed Americans making less than $75,000 annually shows what happens to the modern paycheck—where it goes, how fast it disappears, and how many people need to plan carefully just to make it through each month.
The poll, conducted by Talker Research and commissioned by EarnIn, found that 59% of Americans map out which bills to pay first while waiting for payday, with 51% of their money already earmarked before it hits their account. This happens mainly because living costs don’t match what people earn (44%) and bill due dates are scattered throughout the month (31%).
Past-due bills are another big reason people count their chickens before they hatch, making up 38% of pre-spent funds. Only 40% of those surveyed keep up with all their bills, while 55% typically juggle between one and four overdue bills every month…”